Venti, Steven F.; Wise, David A. - 2021
-deferred saving according to evidence in the paper, based on the 1983 Survey of Consumer Finances. For example, the recentTreasury … increases on othersaving. How much of the IRA increase would be offset by reduction in non-tax-deferred saving? The weight of … optimization model with the IRA limit the principle constraint. The evidence also suggests substantial variation in saving behavior …