Eichner, Matthew J.; McClellan, Mark B.; Wise, David A. - 2021
We explore the feasibility of catastrophic health insurance established in conjunction with individual health accounts … (IHAs). Under this plan, the employer establishes both a high-deductible health insurance plan and an IHA. Employee health … care costs below the deductible are then paid out of the IHA; costs above the deductible are paid by the insurance plan …