Boschmans, Kris; Pissareva, Lora - 2017
The 2008-09 global financial crisis had a profound impact on the availability of bank credit for SMEs. Although a … decline in the demand for bank credit played an important role, banks have also become more reluctant to lend, including as a … in credit market conditions and economic downturns. The present study analyses key impediments to SMEs’ uptake of …