Boyer, M. Martin; Schiller, Jörg - Fachbereich Betriebswirtschaftslehre, Universität Hamburg - 2003
proposes a new area of discussion: The merger of the four provincial insurance regulatory bodies to combat insurance fraud. We … base our paper on the principle that recent premium increases are mainly due to an increase in insurance fraud. We show … that merging the regulatory bodies may reduce insurance fraud if the merger allows savings on the average audit cost and on …