"The proliferation of open banking and open finance regimes across the globe demonstrates an ever-increasing interest of policymakers in empowering customers to take control of their data through innovative data sharing frameworks. These frameworks mostly operate within a single (e.g., financial...

In this comprehensive, accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an ideal reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of FinTech. They consider FinTech technologies including...

The EU Commission (DG Fisma) tasked our team to deepen the understanding of the structures and activities of "Mixed Activity Groups" (MAGs), defined as groups engaging in various sectors beyond finance, extending to the provision of financial services. The foundation for this study was...

Blockchain is a potent buzzword and a potentially transformative technology. Diverse businesses are looking to leverage this technology to reap its alleged benefits of increased efficiency, reduced costs, enhanced transparency and improved traceability. Yet, significant confusion persists about...

At the height of the ‘crypto winter’, with several crypto-intermediaries filing for insolvency and subjected to schemes of arrangement, who owns what and who has a claim on what becomes all important. Meanwhile, Distributed Ledger Technologies (DLT) are frequently presented as a digital...

Cryptocurrencies, blockchain and decentralized finance were designed to address weaknesses in traditional finance, such as the systemic risk and government profligacy at the heart of many financial crises. Yet, failures of prominent crypto firms highlight the flaws in this argument. Crypto is...

Cryptocurrencies, blockchain and decentralized finance were designed to address weaknesses in traditional finance, such as the systemic risk and government profligacy at the heart of many financial crises. Yet, failures of prominent crypto firms highlight the flaws in this argument. Crypto is...

This is the introductory chapter of the latest book by the authors titled FinTech: Finance, Technology and Regulation to be published by Cambridge University Press in the second half of 2023. In this comprehensive, accessible work, Buckley, Arner and Zetzsche offer an ideal reference for anyone...

This study analyses the need to adopt further EU financial regulation on decentralized finance after the implementation of the Markets in Crypto Asset Regulation and the revision of the Transfer of Funds Regulation, with a special view on crypto lending, crypto staking, crypto custody, the use...