Ghosh, Saibal - In: Cogent economics & finance 11 (2023) 1, pp. 1-23
and Sikhs, are less likely to have access to institutional credit, after accounting for other relevant factors. The … addition, the results also show SMEs for the aforesaid religious categories are less likely to use institutional credit …. Therefore, our findings underscore the role and relevance of religion in influencing SMEs access to credit for a large emerging …