American Saving Rates have recently fallen to their lowest levels since 1950. After averaging roughly 8 percent in the … 1950s, 1960s, and 1970s, the net national saving rate fell to about 4.5 percent in the 1980s and has fallen below 2 percent … since 1990. The personal saving rate has also declined, from an average of 7 percent between 1950 and 1980 to an average of …