Liang, Fang; Zhao, Pu; Huang, Zhuo - In: China economic quarterly international : CEQI 3 (2023) 2, pp. 77-87
' proactive risk-taking. We find that the development of fintech mitigates the dampening effect of macroeconomic uncertainty on … commercial banks' proactive risk-taking. Specifically, fintech plays a mitigating role by motivating commercial banks to issue … loans and hold transactional financial assets. With the increase of commercial banks’ proactive risk-taking, the mitigation …