This paper presents the findings derived from a comprehensive survey conducted by the Central Bank of Malta, in collaboration with the National Statistics Office, with the aim of analysing payment habits in Malta. The research explores individuals' perspectives on various aspects, including...

Following the Paris Agreement, economic development demands energy services while reducing emissions. This study focuses on non-residential natural gas consumption, which plays a crucial role in the energy transition; however, market-based mechanisms are still in the early stages and have not...

With the objective of providing insights and strategic recommendations to enhance the competitiveness of tourism destinations, this study endeavors to examine the nuanced impact of digital technology utilization on the travel intentions of consumers. A comprehensive theoretical framework is...