Lin, Zhenguo; Liu, Yingchun; Xie, Jia - 2015
after controlling for observables, newly arrived immigrants are likely to have a higher delinquency rate on mortgages than … natives, while immigrants who have resided in the United States for more than 20 years are no different than natives in this … regard. In addition, there is no evidence that the second generation of immigrants has a higher delinquency rate than the …