Tansey, Michael M.; Tansey, Patricia Hoon - In: Real Estate Economics 9 (1981) 3, pp. 265-282
Legislatures institute usury ceilings for a variety of reasons. The ceilings are designed to (1) curb excessive profits, (2) lower interest rates and inflation, (3) stimulate housing and growth, (4) subsidize certain consumer groups, and (5) protect the unwary and uninformed. However, in each...