Agarwal, Sumit; Lin, Yupeng; Shen, Michael; Wu, Sirui - 2023
Our study leverages detailed résumé data of bank regulators to examine the impact of their early-career experiences … independent supervision of these regulators translates into a more prudential credit decision and a lower bank risk during the … banks supervised by regulators with crisis experiences are more resilient. Our findings suggest that these bank regulators …