Jagtiani, Julapa; Kotliar, Ian; Maingi, Ramain Quinn - Federal Reserve Bank of Philadelphia - 2014
risk aspects. We also find that the ratio of SBL lending to assets has declined (from 2001 to 2012) for all bank size … groups, including community banks. The overall amount of SBL lending tends to increase when the acquirer is a large bank. Our … not appear to have adversely impacted SBL lending, and larger bank acquirers have tended to step in and play a larger role …