Peek, Joe; Rosengren, Eric - In: New England Economic Review (1998) Mar, pp. 27-36
This article examines how consolidation, along with the use of credit-scoring models for lending, may be reflected in … recent patterns of small business lending by banks. The authors find that the market for small business lending has been … substantially influenced both by the wave of bank consolidations and by the adoption of efficiency-enhancing information …