Pur, Sabine; Huesig, Stefan; Schmidhammer, Christoph - In: Credit and capital markets : Kredit und Kapital 56 (2023) 1, pp. 63-102
In this paper, we analyze the business models of Germany's biggest lending platforms smava, auxmoney, and Lendico to … standard business model in the German lending platform industry was not consistent with our results. However, we suggest to … explain this contradiction by taking a closer look at the global context of the industry. The origin of lending platforms was …