Agarwal, Sumit; Lin, Yupeng; Shen, Michael; Wu, Sirui - 2023
with the S&L crisis during the 1980s and 1990s on banking supervision in their later careers. We find regulators with … banking crisis experiences in their early careers are associated with more timely loan loss recognition of banks under their … supervision. Such an effect is stronger for male regulators with crisis experiences and those aged between 35 and 45. In addition …