Berger, Allen N.; DeYoung, Robert - Financial Institutions Center, Wharton School of Business - 1995
caused by an event exogenous to the bank, such as unanticipated regional economic downturns. The expenses associated with the … studies that use supervisory examination data. A relationship between asset quality and cost is consistent with the failed … of banks as a whole as well as for failing banks.<p> <p>Third, some recent studies of bank efficiency have directly …