SMEs rely heavily on the banking
sector for their financial services and external finance. The access of retail customers … - Tilburg University, TILEC, K.U.Leuven and CESifo), Tilburg University,
Department of Finance, PO Box 90153, NL 5000 LE … - Tilburg
University, TILEC and CEPR), Tilburg University, Department of Finance, PO Box 90153, NL 5000 LE
Tilburg, The …