Korean Abstract: 본 연구는 금융이해력에 대한 논의가 전 세계적으로 중요한 이슈일 뿐만 아니라 더욱 세분화, 정교화 되고 있는 시점에서 기존에 연구가 되지 않았던 사회초년생의 금융이해력을 하위요인(금융지식, 금융태도,...

Korean Abstract: 오늘날 우리는 저성장, 저금리, 인구고령화 등으로 특징 지워지는 소위 뉴 노멀(New normal)시대를 살아가며 언제 닥칠지 모르는 위험을 보장하는 장기자금으로써 매력적인 대안이라 할 수 있는 보험에 대한 관심이...

Korean Abstract: 우리나라에서 가계의 부채 문제는 지속적으로 논의되어 오고 있다. 가계부채와 관련된 대부분의 분석은 거시적 관점에서 전체 부채 가구의 평균 자료를 근거로 논의가 이루어지며, 부채 위험에 대한 인식은...

Gender inequality and occupational segregation in Australian financial services present a stark disparity, with men working as financial planners and women being over-represented in lower-paid administrative positions. This article uses a gender capital theoretical framework to examine gender...

Health and financial planning have both been found to be crucial to long-term financial stability. However, the impact of a health shock on financial planning horizon was not directly tested. This article traces the trajectories of the financial planning horizon before and after the occurrence...

Which spouse is more knowledgeable about the household's finances in mixed‐sex married couple households? The answer to this question can be inferred from the Survey of Consumer Finances (SCF), which assigns the title of “respondent” to the person the household indicates is more...

The fundamental research question associated with the asset pricing framework relates to the risk and return relationship in return predictability. We introduce the human capital component to the Fama–French five‐factor model and derive an equilibrium six‐factor asset pricing model in an...

This paper examines the lack of diversity in the financial planning profession by expanding the variable focus to include both the household side (i.e., consumer demand for financial advice) and the aspiring and existing financial planner professional side (i.e., the supply of financial advice)....

This study investigates the financial attributes, financial behaviors, financial‐advisor‐use beliefs, and investing characteristics associated with having used an automated investment solution (i.e., a robo‐advisor). Data are used from the 2015 National Financial Capability Study (both the...

This article provides a brief summary and review of the impact of the COVID‐19 pandemic on household finances. The stressors related to the pandemic are evaluated as either transitory or permanent shocks to both the practice of financial planning and client financial concerns. Based on...