The main aim of this article is to model the quarterly real money demand in Romania and to make short-run forecasts for 2014:Q1-2015:Q1. A vector-autoregressive model (VAR(1)) was built for stationary data series of real money demand, real GDP and spread between active and pasive interest rate...

Insurance companies have significant net flows of cash, stemming especially from insurance premiums paid by clients. These funds are an important source of stable funding for public authorities, SMEs, banks and other companies. In this article we present the dimensions of funds held by insurance...

The financial crisis highlighted the negative impact of a damaged banking system on the real economy. In this context, there is a real need for the improvement of the banking system quality, to ensure support for the real economy particularly, this being now the focus of the banking regulation....

The experience of developed countries on business incubators reveal that these establishments enable the entrepreneurs to focus on business development, job creation, and help foster interactions between entrepreneurs in a dynamic and innovative environment, which ultimately leads to the...

Remittances generally reduce the level and severity of poverty and lead to: higher human capital accumulation; improved access to formal financial sector services; enhanced small business investment; more entrepreneurship. Remittances are playing an increasingly large role in the economy of...

There is a significant literature related to the causes of the recent financial crisis, but the costs and measures that it involved are still under discussion. The recent turmoil has proved to be more costly in terms of GDP growth and public debt. The smaller fiscal costs were due, in part, to...

This article includes the analysis of the activity of institutional investors on the securities market of the Republic of Moldova, particularly transactions performed by the banking and the insurance sectors. The activity of investment funds is not analyzed, as practically there are no...

This paper analyzes the economic state of the Central Region of Romania in the period 2007-2012 and estimates the situation for 2015-2017. The analysis is based on the statistical and regional indicators, the most significantly being GDP, turnover for local units, gross investments and net...

The paper analyses the main features of non-performing loans (NPLs) in Bulgaria and qualitative assessment of the varieties of the banks’ strategies for their management with regard to the related risk and the consequences for the banks. On one hand, the emergence of NPLs is discussed from...

The direction of our research aims in essence, to propose and build some modern systems (based on decision expert systems decision, neural networks, etc.) to estimate the risk of bankruptcy of enterprises, considering the economic models already known. Made simpler, we propose that certain...