This paper presents information about event data recorders (EDRs) as well as arguments for and against the use of EDRs, and explores the right of information access against concerns of information privacy. The results of an opinion survey related to the use of EDRs are also presented. These...

This paper examines employers’ experience rating and lost-time claims for workers’ compensation insurance. Our examination supports the contention that experience rating improves safety and reduces worker injuries and claims. We also find that claims increase at a declining rate with...

The events of September 11, 2001 had profound financial consequences for the insurance industry. Property and liability insurers took significant underwriting losses in many lines as a result of this event. Property and liability insurer stocks might then be expected to have higher negative...

Using unique bancassurance data from Taiwan, we examine whether banks improve their scope economies by engaging in bancassurance activities. We adopt an econometric approach to identify the relation between economies of scope and bancassurance. The empirical results show that higher involvement...

On September 14, 2005, a press report announced the Mississippi Attorney General's intention to file a suit against the insurance industry forcing homeowners’ insurers to pay flood damage claims despite the standard water damage exclusion. This increase in uncertainty regarding whether...