Financial Technology (FinTech) has emerged as a key enabler of financial inclusion and sustainable development, particularly in underserved regions. While its transformative potential is widely acknowledged, existing studies often address FinTech's impact in a fragmented manner, lacking an...

There is growing attention on the role of businesses in addressing the financial challenges faced by various excluded groups. While technology has driven progress in financial inclusion, the diverse characteristics of these excluded groups, ranging from income and gender to culture, geography,...

The cruciality of financial inclusion is the key determinant of economic empowerment. Individuals, however, are continually inhibited in their engagement with financial technology solutions because they lack digital competence. This chapter examines the contribution of digital competence toward...

The financial literacy of the MSME actors has attracted much attention from researchers and practitioners. This study aims to explore how financial literacy affects MSME performance. Partial Least Squares Structural Equation Modeling (PLS-SEM) is used to analyze the responses from 100 MSME...

As the financial technology (FinTech) landscape evolves, two transformative forces are emerging: Artificial Intelligence (AI) and Blockchain. These technologies are reshaping how businesses operate, enhancing transparency, and optimizing customer experiences. AI algorithms analyze vast data sets...

Artificial intelligence (AI) is becoming more deeply embedded in financial institutions, and it has the potential to impact their performance on a global scale. The study explores the evolution of AI and its transformative impact on reshaping the global financial landscape, which is driven by...

This book examines the pivotal role of FinTech in enhancing financial inclusion, sustainability, and accessibility. It explores cutting-edge technologies such as blockchain, artificial intelligence, decentralized finance (DeFi), and embedded finance, emphasizing their influence on digital...

Payment systems are going digital, and this is changing the financial landscape with better efficiency, security, and user experience. The need for updated payment systems has increased as businesses and customers increasingly use digital channels for transactions. Nonetheless, there are a...

Green FinTech is the intersection of financial innovation and environmental sustainability, helping solve two of the most important challenges of our time: climate change and economic inequality. Using blockchain, AI, IoT, and mobile platform, it facilitates green investments, carbon credit...

This chapter examines how financial technology is revolutionizing sustainability and financial inclusion. In order to tackle the twin issues of growing socioeconomic inequality and climate change creative solutions are needed. Green finance technology which combines digital tools like blockchain...