The late-2000s financial crisis has re-ignited a debate about the impact of regulating consumer mortgage markets. This paper examines how a court-mandated repeal of a home mortgage regulation in Cleveland a effected home foreclosures. To distinguish the effect of deregulation from confounding...

This paper utilizes a spatial competition model to analyze criminal activity. Criminals are heterogeneous in their cost of providing illegal goods and compete by choosing a location and a price for the distribution of the illegal goods to clients. The locational choice of criminals and law...