Article proposes a brief analysis of the two facets of the phenomenon of suburban applied to the Galati city. Apparently confused, suburban and periurban can be considered both two stages of evolution of a territorial body and two modes of manifestation, not always mutually exclusive. For the...

Bank Insurance phenomenon can not be attributed primarily or banks or insurance institutions. Near the two sectors was due to mutations occurring in supply and demand for financial services. Convergence bankers and insurers are determined by common platform for each country of local influence by...

This paper shows that the influence of knowledge on new forms of work organisation can be described as mutual relationships. Different changes in work organisation also have a strong influence on the increasing importance of knowledge of different individual and collective actors in working...

This type of coin and appeared as a result of the needs for a proper management of the financial resources available in the market, but also to improve the payments system in our country. The card is an alternative to the conventional instruments of payment is a payment instrument with and...

This paper aims to develop a model based on existing historical financial data in a health unit, with a view to facilitating the decision-maker’s task, who, starting from the analysis of historical data, can better manage the present decisions. Also the publication of reports on the Internet...

The serious problems which the global economy has been subjected to lately, have indicated there is a need of reconsidering the importance of the financial stability also making the central banks place this aspect as the main objective of their activity along with the costs stability. The...

The crisis is unfortunately a negative feature specific to recent years which has affected most areas of activity in many countries, including the powerful economical ones. As a direct consequence, the crisis has had a significant and direct impact on people's personal finances. In this paper we...

The paper sets out to tackle with the problem of modeling the variables necessary for testing the suggested mathematical model – the net cash flows from using the tangible fixed assets for the year of analysis, the discount rate of the future cash flows, respectively the annual and cumulative...

Organizational communication is a process usually intended for exchanging messages between individuals, groups and organizational levels within the organization, in order to achieve both individual and collective targets. For any organization, communication is an essential requirement in...

The transformations taken place after 1989 in Romania also imposed explicit regulations in protecting consumers in their relationship with the suppliers of Goods or Services as per Law 296/2004 on Consumption Code – the consumer is “the natural person or group of natural persons gathered in...