Credit risk is most simply defined as the potential that a borrower/counter party will fail to meet its obligations in accordance with agreed terms. The goal of credit risk management is to maintain credit risk exposure within targeted limits so that the bank/financial institution can maximize...

Privatization, the buzzword under the NDA government, has been largely appreciated by the intelligentsia. At the same time, there was criticism too, especially at the resale of Hotel Centaur Mumbai to Sahara India Group at Rs. 115 cr, just after six months of disinvestment and sale to Batra...

The market structure of an economy is mainly judged by the market concentration of firms. It measures the monopoly power of the firms in the industry. A market may be viewed as a means of processing the revealed preference of all the buyers and sellers and disseminating signals in the form of...

The development of game theory is relatively new. It was developed in the 1940s by a Hungarian mathematician named John Von Neumann and later, further developed by John Nash in the 1950s. Game theory has been extensively used in the fields of Economics, Finance and Strategy. However, till date...

This study deals with growth, working and types of services provided by the Andhra Pradesh Telecom circle in macro environment with special reference to Guntur district. In this context, an attempt is made to collect the opinions of telecom users in Guntur district to assess the quality of...

Globalization is a process by which capital, goods, services and sometimes labor cross national borders and acquire a transnational character. Globalization represents a historically unprecedented level of global interconnectedness. The power of national governments is both reconstituted and...

In early 90’s India saw major policy changes being made in areas of financial sector, foreign trade sector, public sector, and social sector. These policy changes or the reforms were initiated to restructure the Indian economy and pull out the economy out of the cobwebs of ‘Hindu rate of...

Ever since the economic reforms have begun in India in early ‘90s, the banking sector in India has made a tremendous progress and has come a long way since then. Unarguably, banks are the most important part of a country’s financial system. In India, till ’90s the banking sector was...

A poverty rate of 30% is clearly one of the most vexing challenges that gnaw at the very foundation of Indian Economy, thereby threatening its stability. One cannot have an indifferent approach toward this issue especially at a time when India is discussed as a probable future economic...

The focus of this paper is to concentrate on urban water issues and discuss the growing importance of demand-side management of water, though supply-side management has been the traditional tool. An attempt is made in this context to study the various methods adopted by various researchers to...