The tech is already complicated enough, and if the terminologies aren't understood or clarified, it will further compound the complexities in this nascent industry. Everyone needs to know about this revolutionary tech, and as participants of this beautiful ecosystem it is our responsibility to...

The history of banking refers to the development of banks and banking throughout history, with banking defined by contemporary sources as an organization which provides facilities for acceptance of deposits and provision of loans. Today, far too many banks create silos for each channel –...

Recent years have witnessed the advances of e-money systems such as Bitcoin, PayPal and various forms of stored-value cards. This paper adopts a mechanism design approach to identify some essential features of different payment systems that implement and improve the constrained optimal resource...

Recently, in 2015, once again a historic day in the financial markets. And not referring to the situation when major indexes fell sharply just before the close of trading by more than 2.5%. It happens regularly. Labor costs in the producing countries are significantly reduced - because of the...

The fall in oil prices (-40% in June 2014) in the stock market disappears these days from the headlines. British Petroleum currently has the lowest price/earnings ratio in the industry with only a factor of 7. If we focus not only on stocks, but in speculate portfolio mix with oil, gold or...

Some airlines do Cheap Charlie passengers with hidden baggage charges or make the carry-on's go thru those size-checkers. Customers are not treated with dignity. With others they pay a little more, they get a lot more. Still, the Gulf carriers are based in the part of the world that bred the...

The IT industry is about to grow. However that is not only growing in sales, but also the competition. With Bechtle everything ran smoothly in the first half of the year. Wirecard AG 2005 emerged from the InfoGenie AG and is now one of the most successful IT service providers in Europe. Since...

France remains the big country in the euro zone with huge crisis. The Grande Nation would gladly continue to provide its supremacy in Europe. But this role is at risk for some time. The Japanese Nikkei has risen in the past two years for about 70%. But this rally after two lost decades for...

The economic view of Russia is very pessimistic. The state bankruptcy is very possible. Oil prices slip further - and with it the Russian market in Moscow. With the dramatic developments in Russia currently is worthwhile in any case once again look back on the Russian financial crisis of 1998....

Stock prices, which seemed in mid-October 2014 on the way in a crash, stormed with almost unstoppable upward again. When we received the results of the current ECB stress test for banks, a new stress test have now subjected. Here, the scenario would have sounded very threatening a year ago: what...