Purpose – To provide an overview of the basic model used by many peer-to-peer lending platforms and some of the key peer lending regulatory and structuring considerations under the federal securities laws. Design/methodology/approach – Explains how the basic peer lending model works, how...

The desire to promote healthier and more environmentally conscious methods of commuting has generated increased interest in professional and recreational bicycling in recent years. One of the most important factors cyclists consider when riding is the amount of exertion they will perceive on a...