Since the 1990s financial sector regulation in Australia has treated credit unions and building societies the same as banks under the designated title of authorized depository institutions. This allows credit unions to choose between different organizational structures: cooperative; convert to...

This paper investigates management perceptions of bank reputational problems. Interviews with senior bank officials identified several factors that were recognised as impacting negatively on bank reputation; including profits, fees and charges, executive salaries and reactions to changes in...

Deposit insurance schemes were an important element in policy responses tothe global financial crisis (GFC). There has been considerable debate about thenature and efficacy of such policy measures in alleviating the fallout fromfinancial crises. The GFC highlighted problems associated with...