Lots of studies were produced in the past decade on the importance of the quality of the institutions for economic development. Several authors focused on the indicators provided by Doing Business (World Bank) to highlight the main factors favouring or rather limiting the economic development....

This work, consisting a part of a wider study on the determinants of the costs of the Italian credit system and on any scale scale and scope economies available in the same, reviews the Italian banking system, characterized in the past few decades by deep changes, mainly due to the new...