Banc- assurance in its simplest form is the distribution of insurance products through a bank distribution channel. In concrete term, bancassurance which is also known as “Allianz”- distributes a package of financial services that can fulfill both banking and insurance needs at the same...

The booming lending period and many lenders (16 banks and 21 non-bank financial Institutions in Albania) brought about unprecedented competition in credit markets within Albania. Economists usually view lending and competition favorably, but in Albania resulted in a number of unforeseen...

Credit information systems, CISs provide information to potential lenders in connection with the applicant's credit record, producing a "credit report", which contains details of payment and credit history of an individual, financial accounts and how they are managed as and other information of...

Well-educated and well-informed consumers on personal finance management are better able to make good decisions for their families by being in an efficient position to increase their economic well-being and the country they are in. Thus, financial education is important not only for individuals...

Opportunity International's mission is to provide opportunities for people in chronic poverty to transform their lives. Credit scoring measures risk and shed light on the financial implications of the depth of poverty outreach. Managers then take this information, along with their organization's...