Recent year have witnessed the emergence of Financial Technology (FinTech) innovations as a promising resolution to financial exclusion, via mechanisms that empower the financially underprivileged to gain access rights into the traditional financial industry. However, academic research has...

While emerging economies have seen an explosive growth of Internet population, these countries lack sophisticated credit scoring system or credit bureaus to predict creditworthiness of individuals. Leveraging the widespread adoption of social media and social network sites in emerging markets,...

Recent years have witnessed the rapid proliferation of social networking sites, which have gradually changed people’s way to deal with employment and recruitment process. From job seekers’ perspective, their occupational decisions will be consciously or unconsciously affected by information...

Recent years have witnessed the great potential of technological innovations in helping developing economies tackle financial exclusion, a key obstacle in reducing poverty and accelerating economic growth. Yet, the way that technology innovations should be designed and utilized to deliver...