Data as a resource and data sharing enable competitive supply chains and present-day digital platform business models. The recipe for these competitive supply chains will no longer be contingent on how different companies contract to share data in their existing business networks but how these...

In this exploratory article, we consider the future of Deutsche Bank and Commerzbank and develop a new approach to the topic: instead of a merger of DB and CB we propose to consider a partial merger of the IT and related back office functions in order to create the basis for an Open Banking...

In this essential, Markus Bramberger examines the development of open banking and its products in Europe. The author answers specific questions about possible substitution scenarios with regard to traditional - non-opening - financial institutions. Against the background of this challenging,...

Open banking was initially developed in the UK regulation to foster competition in banking through the spread, under consent, of client data amongst competitors. Today, it is regulated in several of the most relevant banking jurisdictions. Despite its growing relevance, consensus about the...

Open banking is a policy initiative that encourages lending market competition by allowing borrowers to freely share data with any financial institutions. We investigate resource allocation efficiency under open banking. In our setting, banks compete in common-value auctions where they obtain...

"Consumers are growing more aware of the importance and value of the data they personally generate across industries and domains. Financial services is one such area where the link between one's personal data and its economic value is most clearly established, and consumers are beginning to...

1 Tindara Addabbo, Olga Rymkevich - Introduction -- Section 1: The evolving notion of autonomy and its consequences on social protection: A Theoretical Frame -- 1. Ylenia Curzi, Tommaso Fabbri - Autonomy in and beyond the Employment Relationship: an Organizational Perspective -- 2. Manos...