In this essential, Markus Bramberger examines the development of open banking and its products in Europe. The author answers specific questions about possible substitution scenarios with regard to traditional - non-opening - financial institutions. Against the background of this challenging,...

Does the ability to generate verifiable digital financial histories, with customers having data-sharing rights, improve credit access? We answer this using India's launch of an Open-Banking based public digital payment infrastructure (UPI). Using rarely available data on the universe of consumer...

"Open Banking and Financial Inclusion enables readers to make informed decisions about open banking and how they can apply this to their own careers and ESG strategies.Open Banking creates opportunities to develop more innovative products, generate new revenue streams and increase customer...