This paper examines the recent evolution of competition in the financial services sector in Latin America and the Caribbean (LAC), focusing on the rise of Fintechs and the emergence of a pro-competitive regulatory framework. This evolution results from a symbiosis of positive feedback between...

Offering "White-label" products and services is a well-developed business sector in the European market. At present, this market concept is also increasingly being applied to financial services, as part of a bank-FinTech cooperation. A question arises, however, as to the proper place for such...

We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable payments system, a universal digital ID, and other features-is delivering on the government's objective to expand the provision of financial services. While each individual...