Akcigit, Ufuk; Chhina, Raman; Cilasun, Seyit Mümin; … - Leibniz-Institut für Wirtschaftsforschung Halle - 2025
Utilizing near real-time QuickBooks data from over 1.6 million small businesses and a targeted survey, this paper … January of 2021. A turbulent period during which, credit card usage by small U.S. businesses nearly doubled, interest payments … than loan payments during this time. Second, we use targeted surveys of these small businesses to establish credit cards as …