Ruhaini Muda; Mohd Saifulizwan Mohd Lateff; Roshayani Arshad - In: Fintech, digital currency and the future of Islamic …, (pp. 169-185). 2021
This paper aims to examine the impact of financial technology (Fintech) on Islamic banks' income from perspective of … the theory of financial intermediation. This study argues that the existence of banks as intermediaries due to transaction … reduce potential fee-based income for Islamic banks. This study applied panel data models from 2009 to 2016 on the dataset …