Search Results - subject:"Bonus–malus system"

Evaluating transition rules for enhancing fairness in bonus-malus systems : an application to the Saudi Arabian auto insurance market

Alyafie, Asrar; Constantinescu, Corina; Yslas, Jorge - In: Risks : open access journal 13 (2025) 1, pp. 1-23

A Bonus-Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder …

Persistent link: https://www.econbiz.de/10015333633

Strategic underreporting and optimal deductible insurance

Cao, Jingyi; Li, Dongchen; Young, Virginia R.; Zou, Bin - In: ASTIN bulletin : the journal of the International … 54 (2024) 3, pp. 767-790

Persistent link: https://www.econbiz.de/10015154574

Bonus-Malus premiums based on claim frequency and the size of claims

Moumeesri, Adisak; Pongsart, Tippatai - In: Risks : open access journal 10 (2022) 9, pp. 1-22

The bonus-malus system (BMS) is one of the most widely used tools in merit-rating automobile insurance, with the …

Persistent link: https://www.econbiz.de/10013555469

Bonus-malus premiums based on claim frequency and the size of claims

Moumeesri, Adisak; Pongsart, Tippatai - In: Risks : open access journal 10 (2022) 9, pp. 1-22

The bonus-malus system (BMS) is one of the most widely used tools in merit-rating automobile insurance, with the …

Persistent link: https://www.econbiz.de/10013368648

Discrete-time risk models with claim correlated premiums in a Markovian environment

Osatakul, Dhiti; Wu, Xueyuan - In: Risks 9 (2021) 1, pp. 1-23

experience. This model is inspired by the well-known bonus-malus system in the non-life insurance industry. Two strategies of …

Persistent link: https://www.econbiz.de/10013200696

Discrete-time risk models with claim correlated premiums in a Markovian environment

Osatakul, Dhiti; Wu, Xueyuan - In: Risks : open access journal 9 (2021) 1/26, pp. 1-23

experience. This model is inspired by the well-known bonus-malus system in the non-life insurance industry. Two strategies of …

Persistent link: https://www.econbiz.de/10012423153

An alternative pricing system through Bayesian estimates and method of moments in a bonus-malus framework for the Ghanaian auto insurance market

Jacob, Azaare; Wu, Zhao - In: Journal of Risk and Financial Management 13 (2020) 7, pp. 1-15

outmoded and, therefore, proposes an alternative optimal Bonus-Malus System (BMS) intended to meet the present market …

Persistent link: https://www.econbiz.de/10012611372

An alternative pricing system through Bayesian estimates and method of moments in a bonus-malus framework for the Ghanaian auto insurance market

Jacob, Azaare; Wu, Zhao - In: Journal of risk and financial management : JRFM 13 (2020) 7/143, pp. 1-15

outmoded and, therefore, proposes an alternative optimal Bonus-Malus System (BMS) intended to meet the present market …

Persistent link: https://www.econbiz.de/10012309284

Functions of the bonus-malus system in the motor third party liability insurance of motor vehicle owners

Szymańska, Anna - In: Economic and Environmental Studies (E&ES) 18 (2018) 2, pp. 925-942

The bonus-malus system is one of the stages of the ratemaking process in motor liability insurance. The purpose of the … aware of the functioning of the bonus-malus system. It has been hypothesized that the policyholders choosing the insurer do … not know the bonus-malus system offered to them and that increasing the knowledge about the functioning of the system …

Persistent link: https://www.econbiz.de/10011984388

Multivariate credibility in bonus-malus systems distinguishing between different types of claims

Gómez-Déniz, Emilio; Calderín-Ojeda, Enrique - In: Risks 6 (2018) 2, pp. 1-11

In the classical bonus-malus system the premium assigned to each policyholder is based only on the number of claims …

Persistent link: https://www.econbiz.de/10011996592