The credit scoring industry has a long tradition of using statistical models for loan default probability prediction. Since this time methodology has strongly evolved, and most of the current research is dedicated to modern machine learning algorithms which contrasts with common practice in the...

The non-literal scope of protection for software is intricate legally and is intricate technical. Thus, despite literally decades of court decisions and a mountain of legal scholar written on the subject in that time, it appears that there is still no consistent agreement about it, as evidenced...

The implementation of the open innovation (OI) model is associated with a significant organizational change within the existing processes, business models, and prevailing customs. This change takes appropriate measures to prepare for and conduct an effective implementation process. Only a small...

The returns to face-to-face interactions are of central importance to understanding the determinants of agglomeration. However, the existing literature studying patterns of geographic proximity in patent citations or industrial co-location has struggled to disentangle the benefits of...

Digital ecosystems like Airbnb or Uber have fundamentally changed their respective domains, and an increasing number of organizations are now considering how they can benefit from the underlying concepts. While several examples of systems that are generally accepted as digital ecosystems exist...

Digital tools potentially enable remote collaboration. Analyzing how some 191 thousand software developers in the United States collaborate on the largest online opensource code repository platform, I find 79.8% of users clustering in only ten economic areas. Conditional on economic-area...