Search Results - subject:"Checking accounts"

The impact of debit card regulation on checking account fees

Sullivan, Richard J. - In: Economic Review (2013) Q IV, pp. 59-93

they might offset their losses by charging more for checking accounts. Sullivan examines data from broad samples of banks …

Persistent link: https://www.econbiz.de/10011027256

Suriname: Selected Issues

International Monetary Fund (IMF); International … - 2013

This Selected Issues paper focuses on constructing a high-frequency economic growth indicator for Suriname. Most economic data for Suriname are available only with a substantial time lag and on a low-frequency basis, impeding such analyses. This paper presents a simple econometric model that...

Persistent link: https://www.econbiz.de/10011243069

Bank on Houston effort sees big returns as residents open thousands of accounts

Community Affairs Office - In: e-Perspectives (2009) 2

Exceptionally high numbers of unbanked Houston residents are experiencing the advantages of having a bank account as the Bank on Houston program wraps up its second quarter of operation.

Persistent link: https://www.econbiz.de/10005065555

Get Checking launches in Houston

Community Affairs Office - In: e-Perspectives (2006) 4

Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.

Persistent link: https://www.econbiz.de/10004998080

France; Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Monetary and Financial Policy Transparency, Banking Supervision, Securities Regulation, Insurance Regulation, Payment Systems, Securities Settlement, and Anti-Money Laundering and Combating the Financing of Terrorism

International Monetary Fund (IMF); International … - 2004

This Financial System Stability Assessment on France reviews the institutional and regulatory framework. Consolidation among financial institutions has resulted in six large universal, vertically integrated banking groups having a strong position in the domestic market. Bank profitability has...

Persistent link: https://www.econbiz.de/10005252560

Perspective: While more people are paying electronically, many of us still cling to checks.

Stavins, Jonna - In: Regional Review (2001) Q 4, pp. 2-2

Persistent link: https://www.econbiz.de/10005390281

Banks' Reserve Management, Transaction Costs, and the Timing of Federal Reserve Intervention

Bertola, Giuseppe; Bartolini, Leonardo; Prati, Alessandro - International Monetary Fund (IMF) - 2000

We use daily data on bank reserves and overnight interest rates to document a striking pattern in the high-frequency behavior of the U.S. market for federal funds: depository institutions tend to hold more reserves during the last few days of each “reserve maintenance period,” when the...

Persistent link: https://www.econbiz.de/10005825728

Checking accounts: what do banks offer and what do consumers value?

Stavins, Joanna - In: New England Economic Review (1999) Mar, pp. 3-14

Recent evidence shows that the supply of deposits to checking accounts is not elastic with respect to the interest … rates paid. That suggests that various features attached to checking accounts may be important in determining the supply of … deposits and banks' and revenues from the fees. This study uses a national survey of checking accounts offered by financial …

Persistent link: https://www.econbiz.de/10005428457

How effective is lifeline banking in assisting the 'unbanked'?

Doyle, Joseph J.; Lopez, Jose A.; Saidenberg, Marc R. - In: Current Issues in Economics and Finance 4 (1998) Jun

Many consumers who lack checking accounts are paying relatively high costs to access the nation's payments system …

Persistent link: https://www.econbiz.de/10005512184

Checking accounts and bank monitoring

Mester, Loretta J.; Nakamura, Leonard I.; Renault, Micheline - Federal Reserve Bank of Philadelphia - 1998

Do checking accounts help banks monitor borrowers? If they do, the rationale both for allowing regulated providers of …

Persistent link: https://www.econbiz.de/10005389608