Financial inclusion is developing as a global standard for measuring each country’s economic sustainability and growth. The indicators of financial inclusion include the physical accessibility of financial services (outreach) and the people’s use of them (usage). To use the indicators in...

The approaching decline in the U.S. college-age population, sometimes referred to as a “demographic storm,” has been identified as an existential threat to the future of American colleges and universities. This article conducts a model-driven analysis of three plausible college-level...

This paper examines trends in computer usage and the effect on productivity growth for a sample of federal government agencies over the period from 1987 to 1992. We link data from the Bureau of Labor Statistics (BLS) on the growth in real output per employee with data from a marketing research...

The study is aimed at determining the effects of computerized accounting systems (CAS) on the effectiveness and efficiency of internal audit. The study was conducted at Zanko bank and initially based on a sample size of 35 employees. However, only 30 managed to respond to the questionnaires as...

This research study analyses, from a fund manager’s perspective, the performance of liquidity adjusted risk modeling in obtaining optimal and coherent economic capital structures, subject to meaningful operational and financial constraints as specified by the fund manager. Specifically, the...

Are the large measured wage differentials associated with on-the-job computer use productivity gains or the result of unobserved heterogeneity? We examine this issue with three large cross-sectional surveys from Germany. First, we confirm that the estimated wage differentials associated with...

Currently, software organizations face critical issues associated with computer security, considering software developments contain mistakes and errors (Abel, 2018). These errors develop conditions that favor the emergence of serious vulnerabilities in computers. The exploitation of...

We live in a networked world with a fast pace of digitalization, and yet about half of the humanity is still offline (United Nations, 2018). Information and communication technologies are playing a key role in our public and private lives, both during work- and playtime. No wonder that social...

Using pooled cross-section, time-series data for 44 industries over the decades of the 1960s, 1970s, and 1980s in the United States, I find no econometric evidence that computer investment is positively linked to TFP growth (over and above its inclusion in the TFP measure). However,...

We evaluate a randomized experiment of a statistical support system developed to assist caseworkers in Swiss employment offices in choosing appropriate active labour market programmes for their unemployed clients. This statistical support system predicted the labour market outcome for each...