Ferri, Giovanni; Pesic, Valerio - In: Vierteljahrshefte zur Wirtschaftsforschung 89 (2020) 1, pp. 59-99
European supervisors aggressively requested more capital at large banks. That may cut credit to the economy. We confirm … that especially larger banks cut loans while less-significant banks partly offset that credit drop. Moreover, we identify …-information-based technologies, medium-sized banks were fully exposed to lending to bad borrowers as they boosted loans by relying on credit scoring …