This article teases out the ramifications of artificial intelligence (AI) use in the credit analysis process by banks … into positive estimates for economic growth. On a micro scale, instead, the use of AI in credit analysis improves financial … inclusion and access to credit for traditionally underserved borrowers. However, AI-based credit analysis processes raise …

This article teases out the ramifications of artificial intelligence (AI) use in the credit analysis process by banks … into positive estimates for economic growth. On a micro scale, instead, the use of AI in credit analysis improves financial … inclusion and access to credit for traditionally underserved borrowers. However, AI-based credit analysis processes raise …

credit analysis that may cause significant information asymmetries, and, on the other, we consider the possibility that bank … inputs made by SOEs in the credit analysis process. Nevertheless, appropriate credit analyses reveal that these companies can …

credit analysis that may cause significant information asymmetries, and, on the other, we consider the possibility that bank … inputs made by SOEs in the credit analysis process. Nevertheless, appropriate credit analyses reveal that these companies can …

importance of soft information in the Fintech companies' credit analysis. Using a unique data of the Chinese P2P lending platform …