Search Results - subject:"Credit constraint"

Credit Constraints and the North-South Transmission of Crises

Nguyen, Ha - 2012

pledged as collateral, the developing country's credit constraint is further tightened, which leads to another round of …

Persistent link: https://www.econbiz.de/10012551625

Causes and Implications of Credit Rationing in Rural Ethiopia : The Importance of Spatial Variation

Ali, Daniel Ayalew; Deininger, Klaus W. - 2012

This paper uses Ethiopian data to explore credit rationing in semi-formal credit markets and its effects on farmers' resource allocation and crop productivity. Credit rationing -- both voluntarily and involuntarily -- is found to be widespread in the sampled rural villages, largely because of...

Persistent link: https://www.econbiz.de/10012554527

Credit Supply and Business Investment During the Great Recession : Evidence from Public Records of Equipment Financing

Edgerton, Jesse - 2012

It is often asserted that the financial crisis of 2008 caused a recession in the real economy by restricting the supply of credit to firms and households, but this view has been questioned by a number of researchers. This paper uses novel data on lending relationships from Uniform Commercial...

Persistent link: https://www.econbiz.de/10013097226

Perceived Credit Constraints in the European Union

Canton, Erik J.F. - 2012

The promotion and support of small and medium-sized enterprises (SMEs) forms an essential ingredient of the policies designed to help improve Europe's economic performance. A key issue is whether SMEs face difficulty obtaining bank loans. Using pre-crisis survey data from 2005 and 2006 for...

Persistent link: https://www.econbiz.de/10013116482

When Do Enterprises Prefer Informal Credit?

Safavian, Mehnaz; Wimpey, Joshua - 2012

This paper tests the hypothesis that enterprises may forgo formal finance in lieu of informal credit by choice. They do so to avoid the additional regulatory scrutiny and harassment that engaging with the formal financial sector invites. We test this hypothesis using enterprise-level data on...

Persistent link: https://www.econbiz.de/10012552881

Farm credit access, credit constraint and productivity in Ghana : Empirical evidence from Northern Savannah ecological zone

Sekyi, Samuel; Abu, Benjamin Musah; Nkegbe, Paul Kwame - In: Agricultural Finance Review 77 (2017) 4, pp. 446-462

Purpose The purpose of this paper is to examine farmers’ access to credit, credit constraint, and productivity in the … to estimate access to credit, credit constraint, and productivity simultaneously. As a system estimator the CMP corrects …, to the best of the authors’ knowledge, to use the CMP framework to jointly estimate access to credit, credit constraint …

Persistent link: https://www.econbiz.de/10014667645

Financial Constraints and Corporate Investments During the Current Financial and Economic Crisis : The Credit Crunch and Investment Decisions of Slovenian Firms

Crnigoj, Matjaz - 2017

We investigate the effect of financial constraints on the investment decisions of Slovenian firms during the current financial and economic crisis. By estimating the error-correction model and the Euler-equation specification, we found that corporate investments were significantly affected by...

Persistent link: https://www.econbiz.de/10012970755

Number of Siblings, Credit Constraints, and Entrepreneurship in China

Li, Lixing - 2017

With an under-developed financial market, borrowing from relatives becomes an important funding source in starting one's own business in China. This paper examines the positive effect of number of siblings on entrepreneurship, using the policy shock of China's One-Child Policy as the source of...

Persistent link: https://www.econbiz.de/10012955479

Local growth and access to credit : theory and evidence

Diallo, Boubacar; Al-Titi, Omar - In: Journal of macroeconomics 54 (2017) 2, pp. 410-423

Persistent link: https://www.econbiz.de/10011926989

Can firms with political connections borrow more than those without? : evidence from firm-level data for Indonesia

Fu, Jiangtao; Shimamoto, Daichi; Todō, Yasuyuki - In: Journal of Asian economics 52 (2017), pp. 45-55

Persistent link: https://www.econbiz.de/10011928214