Search Results - subject:"Credit constraint"

Do interest rates matter? : credit demand in the Dhaka slums

Dehejia, Rajeev H.; Montgomery, Heather; Morduch, Jonathan - In: Journal of development economics 97 (2012) 2, pp. 437-449

Persistent link: https://www.econbiz.de/10015121698

Credit Rationing and Black-Owned Firms : Is There Evidence of Discrimination?

Park, Yongjin; Coleman, Susan - 2012

This article uses data from the 2003 Survey of Small Business Finances to determine if banks ration credit more severely to black-owned firms. Our results reveal this is the case. Using the Heckman two-step procedure, we determined that black- and white-owned firms have a comparable demand for...

Persistent link: https://www.econbiz.de/10014201440

Placing the Run on Northern Rock

Marshall, John - 2012

The collapse and subsequent nationalization of Northern Rock in 2007-08 was the first major run on a UK retail bank since 1866. The Northern Rock case is exemplary on two fronts. First, described at the time of its collapse as an example of an aggressive business model employed by naïve...

Persistent link: https://www.econbiz.de/10013109699

Are the poor too poor to demand health insurance?

Ahuja, Rajeev; Jütting, Johannes - 2004

. In this paper we explore how institutional rigidities such as credit constraint impinge on demand for health insurance … rigidities (easing credit constraint in the present context). Thus from insurance perspective as well, our analysis highlights …

Persistent link: https://www.econbiz.de/10011807528

Are the poor too poor to demand health insurance?

Ahuja, Rajeev; Jutting, Johannes - Indian Council for Research on International Economic … - 2004

Persistent link: https://www.econbiz.de/10005537279

Non-Monotone Liquidity Under-Supply

Fostel, Ana; Geanakoplos, John - Cowles Foundation for Research in Economics, Yale University - 2004

credit constraint. This result is also a particular case of a more general principle applying to any commodity with supply … borrowing constraint: a direct effect, also present in the case when the credit constraint is exogenous, and an indirect effect …. Finally, we think about the magnitude of the under-supply in the context of a specific demand distortion. We model the credit …

Persistent link: https://www.econbiz.de/10005093931

Collateral Restrictions and Liquidity Under-Supply: A Simple Model

Fostel, Ana; Geanakoplos, John - Cowles Foundation for Research in Economics, Yale University - 2004

. Finally, when we make the credit constraint endogenous, the inefficiency can be large due to the presence of a multiplier. …

Persistent link: https://www.econbiz.de/10005593318

Sovereign Borrowing by Developing Countries; What Determines Market Access?

Gelos, Gaston; Sandleris, Guido; Sahay, Ratna - International Monetary Fund (IMF) - 2004

What determines the ability of governments from developing countries to access international credit markets? We examine this question using detailed data on sovereign bond issuances and public syndicated bank loans since 1982. We find that traditional measures of a country’s links with the...

Persistent link: https://www.econbiz.de/10005263984

Credit rationing and crowding out during the industrial revolution : evidence from Hoare's Bank, 1702 - 1862

Temin, Peter (contributor); Voth, Hans-Joachim (contributor) - 2004 - [Elektronische Ressource]

Persistent link: https://www.econbiz.de/10002118636

The speed of the financial revolution : evidence from Hoare's Bank

Temin, Peter (contributor); Voth, Hans-Joachim (contributor) - 2004 - [Elektronische Ressource]

Persistent link: https://www.econbiz.de/10002119237