Artificial intelligence (AI) is not only increasingly used in business and administration contexts, but a race for its regulation is also underway, with the EU spearheading the efforts. Contrary to existing literature, this article suggests, however, that the most far-reaching and effective EU...

FinTech service companies in Saudi Arabia face several challenges (i.e., lack of awareness, competition, regulations, data privacy, and cyber security concerns) in motivating their customers to adopt FinTech services in their daily financial activities. Thus, the present study aimed to...

This study aimed to find out the effect of data security & privacy and quality of administrative services on acceptance of peer to peer lending in Central Java using extended Technology Acceptance Model (TAM). This study used a survey design by taking a sample from one population and using a...

We consider a duopoly model where firms can identify only a share of consumers, which is positively correlated with the consumer' preferences. Firms charge personalized prices to the consumers they can recognize and a uniform price to the rest of consumers. The firms' available information is...