Search Results - subject:"Data Protection"

Gambacorta, Leonardo; Khalil, Fahad; Parigi, Bruno - 2022

We study an economy in which large technology companies, Big Techs (BTs), provide credit to firms operating on their platforms. We focus on two advantages that BTs have with respect to banks: better information on their clients and better enforcement of credit repayment since BTs can exclude a...

Persistent link: https://www.econbiz.de/10013309777

Privacy Laws and Value of Personal Data

Canayaz, Mehmet; Kantorovitch, Ilja; Mihet, Roxana; … - 2022

We analyze how the adoption of the California Consumer Protection Act (CCPA), which limits buying or selling consumer data, heterogeneously affects firms with and without previously gathered data on consumers. Exploiting a novel and hand-collected data set of 11,436 conversational-AI firms with...

Persistent link: https://www.econbiz.de/10013310491

The UK GDPR Reform : Missing Data Privacy, Regulatory Probity, and Harm Prevention

Mazzi, Francesca; Adonis, Abid; Cowls, Josh; Tsamados, … - 2022

In September 2021, the UK government released for public consultation a set of proposed reforms to its data protection … international “data hub”. Some of the suggested reforms pursue these goals by lowering data protection standards that were acquired … with the adoption of the GDPR into UK law. In this article, we analyse the major proposals from a data protection …

Persistent link: https://www.econbiz.de/10013312451

Personalization in personalized marketing : trends and ways forward

Chandra, Shobhana; Verma, Sanjeev; Lim, Weng Marc; … - In: Psychology & marketing 39 (2022) 8, pp. 1529-1562

Persistent link: https://www.econbiz.de/10013280124

Einsatz von KI im Versicherungssektor : mit Schwerpunkt Versicherungsmedizin

Armbrüster, Christian; Prill, Jonathan - In: Zeitschrift für die gesamte Versicherungswissenschaft 111 (2022) 2, pp. 177-189

Persistent link: https://www.econbiz.de/10013441751

Learning from the past to improve the future : value-added services as a driver for mass adoption of contact tracing apps

Naous, Dana; Bonner, Manus; Humbert, Mathias; Legner, … - In: Business & information systems engineering 64 (2022) 5, pp. 597-614

Persistent link: https://www.econbiz.de/10013445684

Fpswap : Fair and Privacy Friendly Swap of Digital Assets on Blockchain

Karanjai, Rabimba; Xu, Lei; Gao, Zhimin; Chen, Lin; … - 2022

Bitcoin introduces a new type of digital currency that does not rely on a central system to process and maintain transactions. Benefiting from the concept of a decentralized ledger, users who do not know or trust each other can still conduct transactions in a peer-to-peer manner. Recently,...

Persistent link: https://www.econbiz.de/10013405304

How Data Breaches Affect Consumer Credit

Mikhed, Vyacheslav; Vogan, Michael - 2022

We use the 2012 South Carolina Department of Revenue data breach as a natural experiment to study how data breaches and news coverage about them affect consumers? interactions with the credit market and their use of credit. We find that some consumers directly exposed to the breach protected...

Persistent link: https://www.econbiz.de/10013405516

The digital economy, privacy, and CBDC

Hoffmann, Peter; Monnet, Cyril; Ahnert, Toni - 2022

We study a model of financial intermediation, payment choice, and privacy in the digital economy. Cash preserves anonymity but cannot be used for more efficient online transactions. By contrast, bank deposits can be used online but do not preserve anonymity. Banks use the information contained...

Persistent link: https://www.econbiz.de/10013406509

Taking a bite out of cookies: the implications of France's cookie policies on European privacy regulation

Daigle, Brian; Khan, Mahnaz - 2022

Persistent link: https://www.econbiz.de/10013470003