Fiorin, Stefano; Hall, Joseph; Kanz, Martin - 2023
Debt moratoria that allow borrowers to postpone loan payments are a frequently used tool intended to soften the impact …, designed to study how debt forbearance offers affect loan repayment and banking relationships. In the experiment, borrowers …. The results show that delinquent borrowers who are offered a debt moratorium by their lender are 4 percentage points (7 …