Siyal, Saeed; Ali, Shamrez - In: Journal of open innovation : technology, market, and … 10 (2024) 4, pp. 1-12
components that cause credit card debt and how Pakistanis are snared into a debt trap by using credit cards. For this purpose …), religiosity (R), and financial literacy (FL) on a dependent variable, debt trap (DT). Furthermore, the moderation impacts of R, FL …