A blockchain is a digital ledger that keeps track of a record of ownership without the need for a designated party to update and enforce changes to the record. The updating of the ledger is done directly by the users of the blockchain and is traditionally governed by a proof-of-work (PoW)...

"This book provides understanding and lessons learned in regard to all aspects of financial technology utilization and management in individual, organizational, and societal experiences. It examines the emergence of financial technology during the last decade. Including discussion on topics such...