In recent years, economic research has increasingly focused on the increase in local government debt, attracting the attention of government regulators. Using data from 2006 to 2022, this study empirically examines how local government debt affects financing activities. The results reveal local...

Chapter 1- Introduction -- Chapter 2- An Overview of The SME Industry -- Chapter 3- An Introduction to the “SME Rating”, And Specific “SME Credit Rating” Concepts -- Chapter 4- The benefits of SME ratings -- Chapter 5- An Introduction to The Public Sector Model -- Chapter 6- Practical...

This paper verifies the impact of bank account information, such as information on deposits and withdrawals, that is not necessarily fully accounted for in conventional internal ratings and that can affect the accuracy of the default predictions of small and medium-sized enterprises (SMEs). The...

This paper verifies the impact of bank account information, such as information on deposits and withdrawals, that is not necessarily fully accounted for in conventional internal ratings and that can affect the accuracy of the default predictions of small and medium-sized enterprises (SMEs). The...

In this paper, we document a practice in the processes of loan screenings and term settings by regional financial institutions and the extent of the use of qualitative information in these processes based upon the data collected by our originally -designed questionnaire survey on financial...

Статья посвящена проблеме влияния интеллектуального капитала на деятельность предприятия. Для того чтобы объяснить влияние интеллектуального капитала на...